FORD OPTIONS
Love that new car smell?
Well, Ford Options may be right up your street
Our Personal Contract Purchase Plan (PCP) where your monthly payment is lower when compared to a Ford Hire Purchase agreement of the same length and deposit.
Vehicle Eligibility
New and Used Cars across the Ford range. Age limits apply.
How Ford Options works:
Deposit : This is deducted from the price of the car
Monthly Payments : Calculated by deducting the Deposit and Optional Final payment from the price of the car. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.
Optional Final Payment : Also deducted from the price of the car and is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.
Features & Benefits
- Fixed monthly payments
- Interest rate fixed for the duration of the agreement (37 months)
- Your Optional Final Payment is the Guaranteed Minimum Future Value (GMFV) of your vehicle assuming its mileage and condition is as agreed when you signed the agreement
- Flexibility at the end of the agreement
- The option to own the car at the end of the agreement
- Your fixed monthly payment is lower when compared to our Ford Hire Purchase agreement of the same deposit and finance term.
I'm interested. What are my next steps?
1. Select the Ford vehicle you want to drive.
2. Choose the deposit you wish to pay typically between 10% and 30%.
3. We will ask you for your anticipated annual kilometre range.
At The End
You have three options at the end of your agreement:
Renew
Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your agreement (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.
Return
Hand the car back
Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed kilometre band hasn’t been exceeded.
Retain
Keep the car
If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment and it’s yours to drive away.
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Bank of Ireland trading as Ford Credit is regulated by the Central Bank of Ireland. The FORD and FORD CREDIT trademarks are owned by Ford Motor Company and its affiliates are used under license.
Lending criteria and terms and conditions apply. Applicants must be aged 18 or over. The information is for illustrative purposes only and does not constitute an offer.
Warning: You may have to pay charges if you pay off a hire purchase agreement early.
Warning: If you do not meet the repayments on your hire purchase agreement, your account will go to arrears. This may affect your credit rating, which may limit your ability to access credit, a hire purchase agreement, a consumer hire agreement or a BNPL agreement in the future.
Imagery and information shown throughout this website may not reflect latest ROI specifications, colours may vary, options and/or accessories may be featured at additional cost and locations and vehicles used may be outside of the ROI. Ford policy is one of continuous product development. The right is reserved to change specifications, colours of the models and items illustrated and described on this website at any time.
Offers
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